Legal Disclaimer

Last Updated: December 29, 2025

⚠️ PLEASE READ CAREFULLY

This disclaimer is a legal agreement between you and AI Stock Insights & Education. By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by all terms contained herein.

1. No Investment Advice

AI Stock Insights & Education is NOT a financial advisor, investment advisor, broker-dealer, or registered investment company. The content provided on this Website is for general educational and informational purposes only and should not be construed as:

Personalized investment advice or recommendations
A solicitation or offer to buy or sell securities
Professional financial, legal, or tax advice
A recommendation for any specific investment strategy
An endorsement of any particular security, sector, or market

2. Educational Purpose Only

All information, data, analysis, tools, and materials provided on this Website are intended solely for educational purposes to help users understand basic concepts related to stock markets, investing, and financial analysis. This content:

Is generic and not tailored to any individual's specific circumstances
Does not consider your financial situation, investment objectives, or risk tolerance
Should not be relied upon as the sole basis for any investment decision
Is not a substitute for professional financial advice

3. No Warranties or Guarantees

WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING:

The accuracy, completeness, or reliability of any information on this Website
The timeliness or currency of data, analysis, or content
The performance or results of any investment strategy or security
The availability, functionality, or security of the Website
Any AI-generated insights, predictions, or recommendations

4. Past Performance Disclaimer

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Any historical performance data, backtested results, hypothetical scenarios, or sample analyses presented on this Website:

Do not guarantee future investment performance
May not reflect actual trading results
Do not account for the impact of fees, commissions, taxes, or slippage
May be based on assumptions that do not hold in real-world conditions
Should not be relied upon to predict future market behavior

5. Forward-Looking Statements

This Website may contain forward-looking statements, projections, estimates, or predictions. These are inherently uncertain and subject to numerous risks and assumptions. Actual results may differ materially from any projections. We do not undertake any obligation to update forward-looking statements.

6. Third-Party Information

This Website may incorporate data, analysis, or information from third-party sources. We do not independently verify such information and make no representations regarding its accuracy. We are not responsible for any errors or omissions in third-party content.

7. Links to External Websites

This Website may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for:

The content, accuracy, or legality of third-party websites
The privacy practices of external sites
Any products or services offered on third-party platforms
Any losses or damages arising from your use of external websites

8. Limitation of Liability

IMPORTANT LIMITATION

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AI STOCK INSIGHTS & EDUCATION, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR:

Any direct, indirect, incidental, special, consequential, or punitive damages
Loss of profits, revenue, data, or business opportunities
Investment losses or financial damages of any kind
Damages resulting from use or inability to use this Website
Damages arising from reliance on any information on this Website
Damages caused by errors, omissions, interruptions, or delays

This limitation applies even if we have been advised of the possibility of such damages and regardless of the legal theory (contract, tort, strict liability, or otherwise).

9. Assumption of Risk

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

You use this Website entirely at your own risk
All investment decisions are your sole responsibility
You accept full financial responsibility for any losses you may incur
Investing in financial markets involves substantial risk of loss
You should only invest money you can afford to lose
You understand the risks outlined in our Risk Disclosure

10. No Professional Relationship

Your use of this Website does not create any professional relationship between you and AI Stock Insights & Education, including but not limited to:

Financial advisor-client relationship
Attorney-client relationship
Accountant-client relationship
Fiduciary duty or obligation of any kind

11. Accuracy and Timeliness

While we strive to provide accurate information, we cannot guarantee that all content is current, complete, or error-free. Financial markets change rapidly, and information can become outdated quickly. You are responsible for:

Verifying all information independently
Consulting current market data and reliable sources
Confirming the accuracy of any data before relying on it
Understanding that delays or errors may occur

12. Regulatory Disclaimer

This Website and its content:

Are not registered or approved by any financial regulatory authority
Do not constitute a securities offering or solicitation
Are not subject to regulatory oversight or compliance requirements applicable to investment advisors
Should not be construed as meeting any regulatory standard for investment advice

13. Tax and Legal Considerations

WE ARE NOT TAX ADVISORS OR ATTORNEYS. We do not provide tax or legal advice. Investment decisions have tax and legal implications that vary based on your jurisdiction and circumstances. You should consult qualified tax and legal professionals before making any investment decisions.

14. Technology and AI Limitations

Our AI-powered tools and algorithmic analysis:

Are based on historical data and mathematical models
Cannot predict future events or market conditions with certainty
May produce errors, biases, or unexpected results
Should not be the sole basis for investment decisions
Are subject to technical failures and limitations

15. Market Volatility Warning

Financial markets are inherently volatile and unpredictable. Market conditions can change rapidly due to economic factors, political events, natural disasters, pandemics, regulatory changes, and other unforeseen circumstances. We cannot predict or control such events.

16. Geographic Restrictions

This Website is intended for users in jurisdictions where its use is lawful. Some content or services may not be available or appropriate in all jurisdictions. You are responsible for determining whether your use of this Website complies with local laws and regulations.

17. Changes to Disclaimer

We reserve the right to modify this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes constitutes acceptance of the modified Disclaimer.

18. Severability

If any provision of this Disclaimer is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

19. Entire Agreement

This Disclaimer, together with our Terms of Service, Privacy Policy, and Risk Disclosure, constitutes the entire agreement between you and AI Stock Insights & Education regarding use of this Website.

20. Recommendation to Consult Professionals

SEEK PROFESSIONAL ADVICE

Before making any investment decision, you should consult with qualified professionals, including:

A licensed financial advisor or investment professional
A certified public accountant or tax advisor
An attorney familiar with securities law
Other professionals appropriate to your situation

These professionals can provide personalized advice tailored to your specific circumstances, which this Website cannot provide.

21. Contact Information

If you have questions about this Disclaimer, please contact us at:

AI Stock Insights & Education
Email: legal@example.com
WhatsApp: 123456

22. Final Acknowledgment

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS ENTIRE DISCLAIMER, UNDERSTOOD ITS CONTENTS, AND AGREE TO ALL TERMS AND LIMITATIONS STATED HEREIN. IF YOU DO NOT AGREE WITH ANY PART OF THIS DISCLAIMER, YOU MUST NOT USE THIS WEBSITE.

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