Terms of Service

Effective Date: December 29, 2025

IMPORTANT: Please read these Terms of Service carefully before using our website. By accessing or using our services, you agree to be bound by these terms. If you do not agree with any part of these terms, you may not use our services.

1. Acceptance of Terms

By accessing and using AI Stock Insights & Education (the "Website"), you accept and agree to be bound by these Terms of Service and our Privacy Policy. These terms apply to all visitors, users, and others who access or use the Website.

2. Educational Purpose Only

CRITICAL DISCLOSURE: This Website provides educational content about stock market data and analysis for informational and educational purposes ONLY. The content provided:

  • Is NOT personalized financial, investment, or trading advice
  • Is NOT a recommendation to buy, sell, or hold any security
  • Should NOT be relied upon for making financial decisions
  • Is generic information not tailored to your individual circumstances
  • Does NOT consider your financial situation, investment objectives, or risk tolerance

3. No Financial Advice

We are not financial advisors, investment advisors, or broker-dealers. We do not provide personalized investment advice or recommendations. You should consult with a qualified financial professional before making any investment decisions. Any decisions you make based on information from this Website are solely your responsibility.

4. Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

5. Intellectual Property Rights

The Website and its original content, features, and functionality are owned by AI Stock Insights & Education and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our services or software without our express written permission.

6. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or availability of any information, products, services, or related graphics on the Website. Any reliance you place on such information is strictly at your own risk.

7. Third-Party Links and Services

The Website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content or services.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

AI Stock Insights & Education, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of (or inability to access or use) the Website
  • Any conduct or content of any third party on the Website
  • Any content obtained from the Website
  • Investment decisions made based on information from the Website
  • Financial losses or damages of any kind

9. Disclaimer of Warranties

THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

10. Indemnification

You agree to defend, indemnify, and hold harmless AI Stock Insights & Education and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Website, your violation of these Terms, or your violation of any rights of another person or entity.

11. User Accounts

If you create an account on our Website, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to suspend or terminate accounts at our discretion.

12. Modifications to the Website and Terms

We reserve the right to modify or discontinue the Website (or any part thereof) at any time without notice. We may also update these Terms from time to time. The updated terms will be posted on this page with a new effective date. Your continued use of the Website after any changes constitutes acceptance of the new Terms.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in the United States, and you consent to personal jurisdiction in such courts.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and Risk Disclosure, constitute the entire agreement between you and AI Stock Insights & Education regarding the use of the Website and supersede all prior agreements and understandings.

16. Contact Information

If you have any questions about these Terms of Service, please contact us at:

AI Stock Insights & Education
Email: legal@example.com
WhatsApp: 123456

17. Age Restriction

Our Website is intended for users who are at least 18 years of age. By using the Website, you represent and warrant that you are at least 18 years old. If you are under 18, you may not use the Website.

18. Acknowledgment

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTOOD THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THIS WEBSITE.

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